MORTGAGE SERVICES IN TRURO & CORNWALL
Mortgage advice for different property plans
From a first purchase to a remortgage or buy-to-let, I’ll help you understand the mortgage options available through my service and the lender criteria that may apply.
SERVICES
Choose the type of mortgage advice you need
This page is designed as a simple starting point. Each service has its own guidance where more detail is useful.
First-time buyers
Affordability, deposits, AIPs, lender criteria and the steps involved in buying your first home.
Remortgaging
Review your current deal, product-transfer options and alternatives when your mortgage or circumstances change.
Home movers
Advice when selling and buying, including affordability, porting and arranging the next mortgage.
Buy-to-let
Mortgage advice for landlords and property investors, subject to lender and rental-assessment criteria.
Shared ownership
Help understanding mortgage and housing-provider requirements when buying a share of a home.
New builds
Mortgage advice around lender criteria, reservation deadlines and mortgage-offer timescales.
Self-employed
Understand how lenders may assess your income and which accounts or tax documents may be needed.
Credit-history cases
Discuss how historic or current credit issues may affect lender choice and what criteria could be relevant.
Protection advice
Understand life cover, critical illness cover and income protection alongside your mortgage planning.
HOW I WORK
Clear advice, one point of contact
I’m based in Truro and work with clients across Cornwall by phone, online and in person. I’ll explain the relevant options and criteria without adding unnecessary complexity.
NOT SURE WHERE TO START?
Talk through your plans first
You do not need to know which mortgage route you need before getting in touch. Book a free initial call and I’ll help you work out the next step.
Your home may be repossessed if you do not keep up repayments on your mortgage.