REMORTGAGING IN TRURO & CORNWALL
Remortgage advice with the options clearly explained
If your current deal is ending, your circumstances have changed or you want to borrow more, I’ll help you compare the routes available through my service and understand the costs, criteria and trade-offs.
WHY PEOPLE REMORTGAGE
A remortgage can have several different purposes
Your deal is ending
Compare staying with your current lender against remortgaging elsewhere before moving onto a reversion rate.
Borrowing more
Explore additional borrowing for purposes such as home improvements, subject to lender criteria and affordability.
Changing your mortgage
Review term, repayment method or other features where your needs have changed.
Product transfer
Consider a new deal with your existing lender alongside other options available through my service.
Debt consolidation
Where relevant, consider the implications of adding unsecured debts to a mortgage before deciding whether it is suitable.
Changed circumstances
Review the mortgage if income, employment, family circumstances or future plans have changed.
Consolidating unsecured debt into a mortgage may reduce monthly payments but can increase the total amount repaid and places the debt against your home.
WHAT I REVIEW
The lowest rate is not always the lowest overall cost
THE PROCESS
Simple steps to review your mortgage
Review your current deal
We check the mortgage you already have and when any charges or fixed period end.
Compare the routes
I explain the options available through my service, including staying with the current lender where relevant.
Choose how to proceed
We consider rate, fees, features, criteria and your plans before you decide.
Application and support
I help with the application and remain available as it progresses.
REVIEW YOUR MORTGAGE
See what your remortgage options look like
Book a free initial call to discuss your current mortgage and what you want to achieve next.
Your home may be repossessed if you do not keep up repayments on your mortgage.