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Darren Hearne Mortgage and Protection Advisor
Advice you can rely on
Mortgage Advisor in Truro: First-Time Buyer Specialist
I’m Darren Hearne, a mortgage advisor specialising in helping first-time buyers navigate the often complex process. Being such a monumental and important decision, you need to rely on a service based on more than just financial advice. With extensive local knowledge as well as many years of experience as a mortgage advisor, I can help you through the process from start to finish.
I am based in Truro, assisting with mortgage advice online and in-person throughout the South West.
Advice for first time buyers in the South West
Did you know properties that were built before the 1960s may have been built with a material called mundic? Depending on the grade of mundic those properties may not be mortgageable.
What’s more, there are historic mining areas across the South West. Properties that are built near these areas may require a mining survey which can lead to additional costs.
By working with a mortgage advisor who has knowledge of the local area you can rest assured you’re in safe hands.
Shared Ownership Mortgages
Find out how much you can borrow with a shared ownership mortgage. I specialise in shared ownership schemes for first time buyers in the South West. I know which lenders offer this type of mortgage and what their lending criteria is. With my knowledge and expertise I can help you secure the most suitable mortgage offer at a competitive rate, both saving you time and avoiding costly mistakes. Book a call today to get an agreement in principle so you can begin viewing properties and make an offer on your dream home!
My Services
As a financial advisor, I specialise primarily in mortgages and especially in first-time buyer mortgages. I can provide a wide range of financial advice depending on your needs:
Providing a service guided by local knowledge as much as financial expertise, I can help you make the process simple. From the first stages and finding the right home, through to the admin and the final stages, I will be on hand to discuss the process and answer any questions you may have. I can also offer advice on remortgaging.
There are a range of ways you can protect yourself against financial hardship. Finding the right solution for your needs can be difficult without the right assistance. I can help you navigate your options when it comes to:
- Life insurance
- Critical illness cover
- Income protection
As a financial advisor in Truro, I can help you protect yourself and your family be secure in uncertain circumstances.
supporting public service professionals
We do not charge the following staff for arranging a mortgage:
NHS
Military
Police
Fire staff
We are here every step of the way in your purchase, remortgage, or investment property and can’t wait to help.
Mortgage and insurance
We know that applying for a mortgage might seem difficult; the same goes for insurances. But we make it our mission to simplify the entire process.
