Mortgage Adviser in Truro, Cornwall

Whole-of-market mortgage advice for first-time buyers, home movers, remortgages, shared ownership, new builds, buy-to-let and self-employed applicants.

Based in Truro, I help clients across Cornwall and the South West understand their mortgage options clearly from first enquiry through to completion.

Need mortgage advice? Request a call back and I’ll talk you through your options.

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Chris Hickson profile picture
Chris Hickson
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We would highly recommend Darren if you’re looking for a mortgage broker. Our mortgage application was particularly tricky with a lot of back and forth with the mortgage lender. Darren went above and beyond to help us and made a very stressful process go as smoothly as possible. He offered great insights throughout and answered all of the many questions we had on our journey to purchasing our first home.
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SARA BARNY profile picture
SARA BARNY
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Excellent service. Darren took the time to explain every step of the process and clearly communicated what needed to be done and explained the time scales. He made himself available when needed and was always responsive, which made this a very positive stress-free experience.
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Shireen Darwood profile picture
Shireen Darwood
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I have been working with Darren as a first time buyer to secure a mortgage. Darren has been so supportive and helped me understand the process. Darren has communicated with us every step of the way and answering any questions we may have. Darren has supported us to get the right mortgage for us at a great rate. Darren took time to explore lots of options and has made the journey of getting a mortgage a simple one. Nothing was ever to much trouble. I have recommended Darren to friends and will continue to do so.
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Ross S profile picture
Ross S
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Fantastic service by Darren, so quick and helpful with all of his replies, would 100% recommend him to anyone.
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Mark Wallis profile picture
Mark Wallis
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I would highly recommend Darren and CheapMortgagequotes! Darren help us through each step of our mortgage renewal and got us the best deal. I would recommend Darren to anyone! Great Service throughout !
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Hannah P profile picture
Hannah P
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Highly recommend Darren, who made our mortgage application as smooth and stress free as possible. He was always on hand to answer any questions, taking the time to explain the process and finding the best quote for us. 10/10 service!
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Louise Moye profile picture
Louise Moye
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Darren has managed to get our mortgage through so efficiently and professionally, it felt like the easiest mortgage process we’ve ever been through! He was really thorough and friendly in providing options and made it very simple to understand the differences in what we had to choose from. I looked at different options initially but Darren got us the best rate from the whole of market and made the process seamless. We’re over the moon! ⭐️⭐️⭐️⭐️⭐️
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Emma Routledge profile picture
Emma Routledge
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Excellent advice, quick response whenever needed, best products from whole of market.
  • DJ Hearne Mortgages

    Darren Hearne Mortgage and Protection Advisor

    Advice you can rely on

Mortgage Adviser in Truro, Cornwall

I’m Darren Hearne, a whole-of-market mortgage adviser based in Truro, helping clients across Cornwall and the South West with clear, straightforward mortgage advice.

Whether you are buying your first home, moving house, remortgaging, purchasing a new build, looking at shared ownership or self-employed, I can help you understand your options and guide you through the process from enquiry through to completion.

I offer advice online, by phone and in person, with a focus on making the mortgage process feel as simple and stress-free as possible.

Who I help

First-time buyers
Clear guidance from deposit and affordability through to mortgage offer.

Remortgages
Review your current deal, raise additional funds or explore switching options.

Home movers
Support with affordability, lender options and the move from one property to another.

Shared ownership
Help with shared ownership purchases, staircasing and lender criteria.

New builds
Guidance on new build mortgages, incentives, deadlines and suitable lenders.

Self-employed applicants
Mortgage advice for sole traders, directors and applicants with complex income.

modern property
A television set in front of the window overlooking the ocean.

Shared Ownership Mortgages

Find out how much you can borrow with a shared ownership mortgage. I know which lenders offer this type of mortgage and what their lending criteria are. With my knowledge and expertise, I can help you secure the most suitable mortgage offer at a competitive rate, both saving you time and avoiding costly mistakes. Book a call today to get an agreement in principle so you can begin viewing properties and make an offer on your dream home!

My Services

Providing a service guided by local knowledge as much as mortgage expertise, I can help you make the process simple. From the first stages and finding the right home, through to the admin and the final stages, I will be on hand to discuss the process and answer any questions you may have. I can also offer advice on remortgaging.

There are a range of ways you can protect yourself against financial hardship. Finding the right solution for your needs can be difficult without the right assistance. I can help you navigate your options when it comes to:

- Life insurance
- Critical illness cover
- Income protection

As a Mortgage & Protection advisor in Truro, I can help you protect yourself and your family be secure in uncertain circumstances.

Mortgage and insurance

We know that applying for a mortgage might seem difficult; the same goes for insurances. But we make it our mission to simplify the entire process.

Get in Touch

If you have any questions or would like to arrange an appointment, get in touch or book a call. For uncomplicated and transparent advice complemented by personal service, I ensure you can get the best possible experience for all your needs. I am based in Truro and regularly look after clients across the South West for mortgage advice and income protection services.

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