first time buyer mortgages

✓ Mortgage advice for first time buyers in the South West

✓ Expert local knowledge you can rely on

✓ Friendly and efficient service

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Ross S
Ross S
2024-04-10
Fantastic service by Darren, so quick and helpful with all of his replies, would 100% recommend him to anyone.
Mark Wallis
Mark Wallis
2024-02-19
I would highly recommend Darren and CheapMortgagequotes! Darren help us through each step of our mortgage renewal and got us the best deal. I would recommend Darren to anyone! Great Service throughout !
Hannah P
Hannah P
2024-01-31
Highly recommend Darren, who made our mortgage application as smooth and stress free as possible. He was always on hand to answer any questions, taking the time to explain the process and finding the best quote for us. 10/10 service!
Louise Moye
Louise Moye
2024-01-31
Darren has managed to get our mortgage through so efficiently and professionally, it felt like the easiest mortgage process we’ve ever been through! He was really thorough and friendly in providing options and made it very simple to understand the differences in what we had to choose from. I looked at different options initially but Darren got us the best rate from the whole of market and made the process seamless. We’re over the moon! ⭐️⭐️⭐️⭐️⭐️
Emma Routledge
Emma Routledge
2024-01-31
Excellent advice, quick response whenever needed, best products from whole of market.
  • DJ Hearne Mortgages

    Darren Hearne Mortgage and Protection Advisor

    Advice you can rely on

buying your first home

Hi, I’m Darren Hearne, a go-to Mortgage Advisor for first time buyers in the South West. Aspiring homeowners trust me with their mortgage because I offer much more than just mortgage advice. I help people like you to navigate the homebuying process from start to finish. With my knowledge and experience of properties in the South West I offer added value for first time buyers. Read on to find out how I can help…

Advice for first time buyers in the South West

Did you know properties that were built before the 1960s may have been built with a material called mundic? Depending on the grade of mundic those properties may not be mortgageable. 

What’s more, there are historic mining areas across the South West. Properties that are built near these areas may require a mining survey which can lead to additional costs.

By working with a mortgage advisor who has knowledge of the local area you can rest assured you’re in safe hands.

modern property
first-time-buyers

Shared Ownership Mortgages

Find out how much you can borrow with a shared ownership mortgage. I specialise in shared ownership schemes for first time buyers in the South West. I know which lenders offer this type of mortgage and what their lending criteria is. With my knowledge and expertise I can help you secure the most suitable mortgage offer at a competitive rate, both saving you time and avoiding costly mistakes. Book a call today to get an agreement in principle so you can begin viewing properties and make an offer on your dream home!

supporting public service professionals

We do not charge the following staff for arranging a mortgage:

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NHS

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Military

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Police

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Fire staff

We are here every step of the way in your purchase, remortgage, or investment property and can’t wait to help.

Mortgage and insurance

We know that applying for a mortgage might seem difficult; the same goes for insurances. But we make it our mission to simplify the entire process.

Ross S
Ross S
2024-04-10
Fantastic service by Darren, so quick and helpful with all of his replies, would 100% recommend him to anyone.
Mark Wallis
Mark Wallis
2024-02-19
I would highly recommend Darren and CheapMortgagequotes! Darren help us through each step of our mortgage renewal and got us the best deal. I would recommend Darren to anyone! Great Service throughout !
Hannah P
Hannah P
2024-01-31
Highly recommend Darren, who made our mortgage application as smooth and stress free as possible. He was always on hand to answer any questions, taking the time to explain the process and finding the best quote for us. 10/10 service!
Louise Moye
Louise Moye
2024-01-31
Darren has managed to get our mortgage through so efficiently and professionally, it felt like the easiest mortgage process we’ve ever been through! He was really thorough and friendly in providing options and made it very simple to understand the differences in what we had to choose from. I looked at different options initially but Darren got us the best rate from the whole of market and made the process seamless. We’re over the moon! ⭐️⭐️⭐️⭐️⭐️
Emma Routledge
Emma Routledge
2024-01-31
Excellent advice, quick response whenever needed, best products from whole of market.

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