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Darren Hearne Mortgage and Protection Advisor
Advice you can rely on
Mortgage Adviser in Truro, Cornwall
I’m Darren Hearne, a whole-of-market mortgage adviser based in Truro, helping clients across Cornwall and the South West with clear, straightforward mortgage advice.
Whether you are buying your first home, moving house, remortgaging, purchasing a new build, looking at shared ownership or self-employed, I can help you understand your options and guide you through the process from enquiry through to completion.
I offer advice online, by phone and in person, with a focus on making the mortgage process feel as simple and stress-free as possible.
Who I help
First-time buyers
Clear guidance from deposit and affordability through to mortgage offer.
Remortgages
Review your current deal, raise additional funds or explore switching options.
Home movers
Support with affordability, lender options and the move from one property to another.
Shared ownership
Help with shared ownership purchases, staircasing and lender criteria.
New builds
Guidance on new build mortgages, incentives, deadlines and suitable lenders.
Self-employed applicants
Mortgage advice for sole traders, directors and applicants with complex income.
Shared Ownership Mortgages
Find out how much you can borrow with a shared ownership mortgage. I know which lenders offer this type of mortgage and what their lending criteria are. With my knowledge and expertise, I can help you secure the most suitable mortgage offer at a competitive rate, both saving you time and avoiding costly mistakes. Book a call today to get an agreement in principle so you can begin viewing properties and make an offer on your dream home!
My Services
Providing a service guided by local knowledge as much as mortgage expertise, I can help you make the process simple. From the first stages and finding the right home, through to the admin and the final stages, I will be on hand to discuss the process and answer any questions you may have. I can also offer advice on remortgaging.
There are a range of ways you can protect yourself against financial hardship. Finding the right solution for your needs can be difficult without the right assistance. I can help you navigate your options when it comes to:
- Life insurance
- Critical illness cover
- Income protection
As a Mortgage & Protection advisor in Truro, I can help you protect yourself and your family be secure in uncertain circumstances.
Mortgage and insurance
We know that applying for a mortgage might seem difficult; the same goes for insurances. But we make it our mission to simplify the entire process.