ABOUT DARREN HEARNE

A local mortgage adviser, personally handling your case

I’m Darren Hearne, a CeMAP-qualified Mortgage & Protection Adviser at Sound Mortgages, based in Truro. I help clients across Cornwall with clear, one-to-one advice from the first conversation through the mortgage process.

HOW I WORK

Straightforward advice without making the process feel bigger than it is

Mortgage applications involve a lot of moving parts, but you should not have to decode them on your own. My role is to explain what matters, help you prepare properly and stay available as the case progresses.

One point of contactYou deal directly with Darren rather than being passed between different people.
Clear explanationsRates, fees, lender criteria and important trade-offs explained in plain language.
Flexible appointmentsAdvice by phone, online or in person depending on what works for you.
Local perspectiveBased in Truro and familiar with property and lending issues that arise across Cornwall.

WHO I HELP

Advice for a range of mortgage situations

Buying

First-time buyers, home movers, shared ownership and new-build purchases.

Reviewing a mortgage

Remortgages, product transfers and changes to your existing borrowing.

Different income or property needs

Self-employed clients, buy-to-let and cases where lender criteria need closer attention.

MEET DARREN

Darren Hearne, mortgage and protection adviser in Truro

Darren Hearne — Mortgage & Protection Adviser

I’m based in Truro and work with clients across Cornwall and the South West. I provide mortgage advice online, by phone and in person, with a focus on making the process clear and keeping communication straightforward.

  • CeMAP qualified
  • Mortgage and protection advice
  • Truro-based, helping clients across Cornwall

CLIENT REVIEWS

What clients say

★★★★★
Steven FarrellyGoogle review · 9 November 2026

I’m so grateful for Darren handling my first mortgage, he was always on hand to translate the endless documents that came my way. He simplified the whole process and was patient, thorough and informative. Thank you very much and I will see you when it’s renewal time 😊

★★★★★
Hannah PGoogle review · 16 January 2026

Fantastic service from Darren throughout our remortgage. Clear advice, smooth process, and we wouldn’t go to anyone else for our mortgage needs.

Read more client reviews

LET’S TALK

Tell me what you’re planning

Request a free callback and we can start with your situation rather than a product.

Your home may be repossessed if you do not keep up repayments on your mortgage.