ABOUT DARREN HEARNE

A local mortgage adviser, personally handling your case

I’m Darren Hearne, a CeMAP-qualified mortgage and protection adviser based in Truro. I help clients across Cornwall with clear, one-to-one advice from the first conversation through the mortgage process.

HOW I WORK

Straightforward advice without making the process feel bigger than it is

Mortgage applications involve a lot of moving parts, but you should not have to decode them on your own. My role is to explain what matters, help you prepare properly and stay available as the case progresses.

One point of contactYou deal directly with Darren rather than being passed between different people.
Clear explanationsRates, fees, lender criteria and important trade-offs explained in plain language.
Flexible appointmentsAdvice by phone, online or in person depending on what works for you.
Local perspectiveBased in Truro and familiar with property and lending issues that arise across Cornwall.

WHO I HELP

Advice for a range of mortgage situations

Buying

First-time buyers, home movers, shared ownership and new-build purchases.

Reviewing a mortgage

Remortgages, product transfers and changes to your existing borrowing.

Different income or property needs

Self-employed clients, buy-to-let and cases where lender criteria need closer attention.

MEET DARREN

Darren Hearne, mortgage adviser in Truro

Darren Hearne — Mortgage & Protection Adviser

I’m based in Truro and work with clients across Cornwall and the South West. I provide mortgage advice online, by phone and in person, with a focus on making the process clear and keeping communication straightforward.

  • CeMAP qualified
  • Mortgage and protection advice
  • Truro-based, helping clients across Cornwall

CLIENT REVIEWS

What clients say

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Chris Hickson profile picture
Chris Hickson
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We would highly recommend Darren if you’re looking for a mortgage broker. Our mortgage application was particularly tricky with a lot of back and forth with the mortgage lender. Darren went above and beyond to help us and made a very stressful process go as smoothly as possible. He offered great insights throughout and answered all of the many questions we had on our journey to purchasing our first home.
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SARA BARNY profile picture
SARA BARNY
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Excellent service. Darren took the time to explain every step of the process and clearly communicated what needed to be done and explained the time scales. He made himself available when needed and was always responsive, which made this a very positive stress-free experience.
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Shireen Darwood profile picture
Shireen Darwood
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I have been working with Darren as a first time buyer to secure a mortgage. Darren has been so supportive and helped me understand the process. Darren has communicated with us every step of the way and answering any questions we may have. Darren has supported us to get the right mortgage for us at a great rate. Darren took time to explore lots of options and has made the journey of getting a mortgage a simple one. Nothing was ever to much trouble. I have recommended Darren to friends and will continue to do so.
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Ross S profile picture
Ross S
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Fantastic service by Darren, so quick and helpful with all of his replies, would 100% recommend him to anyone.
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Mark Wallis profile picture
Mark Wallis
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I would highly recommend Darren and CheapMortgagequotes! Darren help us through each step of our mortgage renewal and got us the best deal. I would recommend Darren to anyone! Great Service throughout !
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Hannah P profile picture
Hannah P
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Highly recommend Darren, who made our mortgage application as smooth and stress free as possible. He was always on hand to answer any questions, taking the time to explain the process and finding the best quote for us. 10/10 service!
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Louise Moye profile picture
Louise Moye
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Darren has managed to get our mortgage through so efficiently and professionally, it felt like the easiest mortgage process we’ve ever been through! He was really thorough and friendly in providing options and made it very simple to understand the differences in what we had to choose from. I looked at different options initially but Darren got us the best rate from the whole of market and made the process seamless. We’re over the moon! ⭐️⭐️⭐️⭐️⭐️
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Emma Routledge profile picture
Emma Routledge
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent advice, quick response whenever needed, best products from whole of market.

LET’S TALK

Tell me what you’re planning

Book a free initial call and we can start with your situation rather than a product.

Your home may be repossessed if you do not keep up repayments on your mortgage.