Independent mortgage advisers

November 21, 2023 | DJ Hearne Mortgage Advisor |

Independent mortgage advisers have a vast knowledge of the mortgages available from different lenders. They can search the market on your behalf and recommend the best deal for you. 

To find these deals on your own involves a lot of time/research and talking through your circumstances time after time with different lenders. 

An adviser might also be able to find a deal you can’t find on your own (Exclusive to their panel). 

They can also improve your chances of being accepted for a mortgage as they’ll know which lenders are best suited to your circumstances. 

This is particularly important if you don’t have a large deposit, haven’t been with your employer for long or if you’re self-employed. 

If you don’t get advice, you could end up: 

  • with the wrong mortgage for your situation, which could be a costly mistake in the long term. 
  • applying for a mortgage that doesn’t fit the lender’s lending criteria meaning more delays and more conversations with other lenders.